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	<title>PHexpats.com | Dave Murray | Activity</title>
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				<title>Dave Murray posted a new activity comment</title>
				<link>https://phexpats.com/activity/p/38868/#acomment-38870</link>
				<pubDate>Sun, 14 Jun 2026 01:05:27 +0800</pubDate>

									<content:encoded><![CDATA[<p>Fiber&#8217;s good in the newer subdivisions. I run 300mbps without issues.</p>
				<strong>In reply to</strong> -
				<a href="https://phexpats.com/members/dave-murray/" rel="nofollow ugc">Dave Murray</a> posted an update in the group <a href="https://phexpats.com/groups/angeles-expats/" rel="nofollow ugc">Angeles Expats</a> Clark gets a bad rap but for expats it&#8217;s honestly ideal — international airport, solid hospitals, low cost, and a fraction of Manila&#8217;s traffic. Happy to a [&hellip;]			]]></content:encoded>
				
				
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				<title>Dave Murray posted an update in the group Angeles Expats: Clark gets a bad rap but for expats it&#039;s honestly ideal — i [&#133;]</title>
				<link>https://phexpats.com/activity/p/38868/</link>
				<pubDate>Sun, 14 Jun 2026 01:05:27 +0800</pubDate>

									<content:encoded><![CDATA[<p>Clark gets a bad rap but for expats it&#8217;s honestly ideal — international airport, solid hospitals, low cost, and a fraction of Manila&#8217;s traffic. Happy to answer anything.</p>
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									<slash:comments>2</slash:comments>
				
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				<title>Dave Murray posted an update in the group Boracay Expats: Any divers here? Looking for buddies for early-morning dives [&#133;]</title>
				<link>https://phexpats.com/activity/p/38854/</link>
				<pubDate>Sun, 14 Jun 2026 00:40:46 +0800</pubDate>

									<content:encoded><![CDATA[<p>Any divers here? Looking for buddies for early-morning dives before the day-trippers arrive.</p>
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									<slash:comments>1</slash:comments>
				
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				<title>Dave Murray posted a new activity comment</title>
				<link>https://phexpats.com/activity/p/38852/#acomment-38853</link>
				<pubDate>Sun, 14 Jun 2026 00:40:46 +0800</pubDate>

									<content:encoded><![CDATA[<p>Agreed. I deliberately visit off-peak now. White Beach to yourself at sunrise is magic.</p>
				<strong>In reply to</strong> -
				<a href="https://phexpats.com/members/lars-andersen/" rel="nofollow ugc">Lars Andersen</a> posted an update in the group <a href="https://phexpats.com/groups/boracay-expats/" rel="nofollow ugc">Boracay Expats</a> Low season on Boracay is underrated — quieter beaches, cheaper rooms, same sunsets. Don&#8217;t sleep on it.			]]></content:encoded>
				
				
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				<title>Dave Murray posted a new activity comment</title>
				<link>https://phexpats.com/activity/p/38837/#acomment-38838</link>
				<pubDate>Sun, 14 Jun 2026 00:19:59 +0800</pubDate>

									<content:encoded><![CDATA[<p>This is gold.</p>
				<strong>In reply to</strong> -
				<a href="https://phexpats.com/members/emma-whitfield/" rel="nofollow ugc">Emma Whitfield</a> posted an update Health insurance question — what are expats in Makati using for local coverage?			]]></content:encoded>
				
				
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				<title>Dave Murray posted a new activity comment</title>
				<link>https://phexpats.com/activity/p/38811/#acomment-38813</link>
				<pubDate>Sat, 13 Jun 2026 23:08:27 +0800</pubDate>

									<content:encoded><![CDATA[<p>Lars, how do you handle the seasonality? Low season must be brutal on cash flow.</p>
				<strong>In reply to</strong> -
				<a href="https://phexpats.com/members/lars-andersen/" rel="nofollow ugc">Lars Andersen</a> posted an update Five years running a dive shop on Boracay. If you&#8217;re dreaming about a small tourism business here, the 60/40 foreign ownership rule trips everyone up — talk to a good corporate l [&hellip;]			]]></content:encoded>
				
				
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				<title>Dave Murray posted an update: Clark/Angeles is criminally underrated for expats — i [&#133;]</title>
				<link>https://phexpats.com/activity/p/38820/</link>
				<pubDate>Wed, 10 Jun 2026 23:08:28 +0800</pubDate>

									<content:encoded><![CDATA[<p>Clark/Angeles is criminally underrated for expats — international airport, solid hospitals, and a fraction of Manila&#8217;s traffic and rent. Worth a look if you haven&#8217;t considered it.</p>
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									<slash:comments>1</slash:comments>
				
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