Scams targeting foreigners in the Philippines happen more often than most realize. From fake rentals and dating schemes to rigged taxi meters, scammers use familiarity with local habits to trick new arrivals. Knowing what to watch for will help you avoid costly mistakes.
1. Fake Rental or Real Estate Scams
Scammers post fake condo or apartment listings using stolen photos from real properties. Victims are asked to pay a “reservation” or “advance rent” before viewing.
How to avoid: Always view the property in person. Ask for the owner’s valid ID and proof of ownership before any payment.
2. Dating and Romance Scams
Online or in-person scammers build emotional trust, then request money for emergencies, travel, or family problems. Many operate through dating apps or Facebook.
How to avoid: Never send money to someone you haven’t met in person. Use video calls to confirm identity to avoid dating scams.
3. ATM and Card Skimming
Hidden skimmers or small cameras placed on ATMs steal your card details and PIN. Funds often disappear within hours.
How to avoid: Use ATMs inside banks or shopping malls. Cover the keypad when entering your PIN and monitor your balance regularly.
4. Taxi and Transport Overcharging
Some drivers refuse to use the meter, take longer routes, or use tampered meters. This is common in airports and tourist areas.
How to avoid: Use Grab, JoyRide, or in-app ride services that track routes and pricing.
5. Money Changer Shortchanging
Unlicensed money changers may distract customers or slip in counterfeit bills.
How to avoid: Only exchange at banks or licensed currency counters. Count bills before leaving the counter.
6. Fake Tour Packages or Guides
Fraudulent “travel agents” sell discounted tour packages, collect full payment, then disappear.
How to avoid: Book tours only through verified platforms like Klook, Viator, or trusted hotels and agencies.
7. Investment and Crypto Scams
Many expats are targeted by “guaranteed return” or “real estate token” schemes.
How to avoid: Check company registration with the SEC. Avoid offers that promise fixed high returns or require upfront deposits.
8. Charity and Donation Scams
Street fundraisers or online donation drives may use fake causes or expired permits.
How to avoid: Donate only through verified organizations. Ask for a DSWD or SEC registration number before giving money.
9. Immigration or Visa “Fixer” Scams
Scammers pose as insiders who can “speed up” visa extensions or residency paperwork for a fee.
How to avoid: Process all visas directly through the Bureau of Immigration or accredited legal offices. Avoid any “express service” not listed on official channels.
10. Online Marketplace Scams
Fake sellers post products on Facebook Marketplace, OLX, or Carousell, then disappear after payment.
How to avoid: Use cash-on-delivery (COD) or meet in public. Check seller history and avoid accounts with no reviews.
Where to Report Scams
If you encounter or fall victim to a scam, report it immediately to the proper authorities:
- NBI Cybercrime Division: https://www.nbi.gov.ph
- PNP Anti-Cybercrime Group: https://acg.pnp.gov.ph
- Department of Trade and Industry (DTI): https://dti.gov.ph